Company Statement
For the last 80 years, EmblemHealth has been taking care of New York’s heart and soul, its people. Today, health care is more complex than ever. That’s why we’re at the forefront of change. We work alongside our customers to offer access to high-quality, affordable care, help navigate the health care experience, and make good health achievable; because everyone deserves to be taken care of. We deliver on our mission every day by living our values with our colleagues, members, clients and partners. It begins with caring and respecting all those we work with. We believe a culture of diversity and inclusion is vital to serve our unique and diverse customers. We seek for continues improvement and innovation and believe being agile and nimble is our advantage. We bring a strong sense of partnership to every relationship – internally and externally. The EmblemHealth family of companies offers competitive health, welfare, and retirement benefits as well as incentive pay plans and more.
Clinical Underwriting Nurse - Remote
Summary of Job
Assess medical risk for each identified claimant utilizing all available information and applying appropriate guidelines to meet the financial risk management goals of the company. Review detailed large claim reports and available clinical information from a variety of sources including trigger reports, detailed individual claim reports, pending and denied reports, case management reports, and utilization reports. Present and document a clear medical review summary with an analysis of the current clinical conditions and a future annual claim projection to underwriting team.
Responsibilities
• Research rare/complicated medical conditions/treatment options using resources including the internet, nursing, clinical resource tools by state/network.
• Ensure timely and accurate communications of medical necessity review results to the original requester (e.g., primary care team, specialty providers, vendors) in compliance with regulatory and contractual requirements.
• Analyze medical procedures codes, medication J codes, and prescription drug reports to assist in predicting the future claim costs and clinical prognosis utilization needs.
• Make recommendations based on medical review summary; conduct necessary referrals to Clinical Cost Containment Services; partner with team(s) as needed to ensure care plan and approach are effective to support financial risk management and clinical cost containment based on the identified clinical needs and predicted prognosis.
• Provide clinical opinion from knowledge, experience and/or research to claims examiners and underwriters as requested or deemed appropriate.
• Consult with internal and external clients on high cost claims and successfully engage effective clinical risk management strategies.
• Plan and develop work plans, establish timelines, and set goals for assigned work.
• Utilize a comprehensive approach to risk mitigation within area of responsibility by monitoring regulatory changes to ensure on-going adherence to reporting requirements.
• Stay informed of current medical and drug trends and share information with team members.
Qualifications
• Registered Nurse (RN) (Required)
• Bachelor’s Degree in Nursing or related clinical field (Preferred)
• 4 – 6+ years of professional relevant work experience (Required)
• 4 years’ experience in medical underwriting or medical risk management, clinical coding or AHIP certification (Required)
• Three years’ direct clinical experience, preferably in an acute care (Required)
• Additional years of experience/specialized training may be considered in lieu of educational requirements (Required)
• Ability to successfully work independently; organizational skills; ability to manage multiple tasks simultaneously (Required)
• Demonstrated analytical skills; ability to exercise sound judgment, initiative and discretion (Required)
• Proficient with MS Office - Word, Excel, PowerPoint, Outlook (Required)
• Demonstrated ability to establish effective working relationships with coworkers and customers (Required)
• Knowledge of ICD 10 coding and medical terminology (Required)
• Knowledge of state and federal regulations related to underwriting (Required)
• Strong verbal, written, interpersonal communication and customer service skills (Required)
• Ability to interpret policies and procedures and communicate complex clinical topics effectively (Required)
Security Disclosure
If you are offered a job from one of the EmblemHealth family of companies that includes ConnectiCare, AdvantageCare Physicians, and WellSpark, the offer confirmation email will come from “HRTalentAcquisition” with the subject line: “Offer of Employment for (job title)” – Please respond online”.
We never ask you to join a Google Hangout, request you to purchase your own equipment or pay to apply. We do not send email from a third-party email service such as Yahoo or Gmail.
Pay Disclosure
A good faith estimate of the compensation range for individuals hired to work for the EmblemHealth Family of Companies is provided. This compensation range is specific and considers factors such as (but not limited to) the scope and responsibilities of the position, the candidate’s work experience, education/training, internal peer equity, and market and business considerations. The disclosed range estimate has not been adjusted for the applicable geographic differential associated with the location at which the work is being performed. It is not typical for an individual to be hired at or near the top of the range, as compensation decisions depend on each case’s facts and circumstances. Union roles covered by a collective bargaining agreement will compensate in accordance with the union contract.
EEOC Statement
We are committed to leveraging the diverse backgrounds, perspectives, and experiences of our workforce to create opportunities for our people and our business. We are an equal opportunity/affirmative action employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex/gender, sexual orientation, gender identity or expression, pregnancy or related condition, marital status, national origin, disability, protected veteran status or any other characteristic protected by law.
Sponsorship Statement
Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws and regulations, EmblemHealth may provide work visa sponsorship for certain positions.